Almost all kinds of materials are susceptible to fire damage. With the right intensity of fire, things can burst in flame, and eventually melt. Our very homes are made with these flammable materials, and no one is completely safe from fire damages.
Towards the later part of the 20th century, the builders and the think-tanks of the construction industry sought to find new materials and methods that would improve the quality of homes and buildings.
...and they found this through the use of asbestos.
Aside from natural causes, flooding can be brought on by reasons that are more commonplace. Although they can easily be traced, this does not mean that the flooding is no less disastrous for the property owner.