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In the summer of 2005, hurricane Katrina swept the United States, causing over $200 billion in flood damage losses.....

The occurrence of flood damage in property is undoubtedly a hassle. It is difficult to say that the statement “nobody wants to deal with a flooded home” commits the fallacy of overgeneralization.

In 2008, eighty two people lost their lives while forty six others were seriously injured in flooding all across the United States. The estimated damage was posted at USD 5.5 billion, more than 60 percent of which were caused by river inundation...